ABA files are used by Australian banks to identify payments being made from a single bank account to another or multiple accounts.
Generally, employers will pay employees through an ABA file that their payroll software automatically generates.
Once you’ve got your ABA file, all you’ll need to do is upload it to your internet banking portal and authorise the payments.
Learn more about payment methods: ato.gov.au
How is an ABA file used?
ABA files are typically generated by payroll software and uploaded to a business’s internet banking portal to authorize payments. This method is widely used for payroll processing and other bulk transactions.
What information does an ABA file contain?
An ABA file includes three main types of records: a descriptive record (header), detail records for each transaction, and a file total record. Each record contains specific details such as account numbers, payment amounts, and transaction codes.
How do I set up ABA files for my business?
To set up ABA files, you need to configure your payroll software by navigating to the payroll settings, adding new ABA settings, and saving them. This allows you to generate ABA files for your pay runs
Download an ABA file on Payroller.
Are ABA files secure?
While ABA files are a standard and efficient way to process payments, they can pose security risks if not properly managed. Ensuring that files are generated and uploaded securely is crucial to prevent fraud.
Learn more about security: eftsure.com
How do I upload an ABA File to my internet banking provider?
With ABA files you can pay your employees automatically through your internet banking provider.
However, how you do this depends on your banking provider.
All providers have slightly different ways of processing ABA payments. You can find instructions on how to upload ABA files in our summary of major bank providers in Australia below.
Looking for payroll only? You can use Payroller to run single touch payroll (STP) and download an ABA file easily so that you can pay your employees on time.
